In the UK, many people have accounts in Halifax Bank. For those who don’t know, Halifax is a part of Bank of Scotland plc.
Thousands of people prefer this Bank because of the range of personal and business bank accounts that are perfectly designed to meet the different financial needs of its clients.
Not only that but its services features and benefits are also pretty great.
However, after using Halifax for some time the need to use the bank account has ended and if you don’t want to use the Halifax bank account anymore then it’s necessary to know how you can close the Bank account.
So, let’s find out how to close the Halifax bank account.
How to Close Halifax Bank Account
There are multiple methods of closing your Halifax bank account. So here are the methods and processes of closing your Halifax bank account.
Using Banking App
- Download the Halifax Bank app
- Sign in to your banking profile
- Select the three dots next to the account that you want to close
- Then at the drop-down menu choose the ‘Close Account’ option.
- If your account is eligible for online closure then it will close easily. Or else you have to follow their protocol before closing the Halifax account successfully.
Website
- Open the Halifax website which is halifax.co.uk
- After that sign in to your Halifax account
- Select ‘More Actions’ next to the account you want to close as you can have multiple Halifax account
- Then choose the ‘Account Service’ option
- Then at the given options select ‘Close Account’
- If you have any money left at your Halifax closing bank account then the bank representative will help you transfer that money to a different Halifax account. Or else you have to contact Halifax for further guidance.
In Branch
- Visit your nearest Halifax bank branch
- Go to the Help Desk and ask the representative if you want to close your Halifax account ( you don’t need an appointment)
- Provide all the necessary information and documentation to the representative.
- Then the Halifax staff will guide you through the account closing process.
By Phone
- You can search for the phone number of your nearest Halifax bank branch from the Halifax website or you can contact the customer service number on 0345 720 3040 or +44 113 242 1984 if you’re outside of the UK.
- You can contact the customer service number from 8:00 a.m. to 6:00 p.m. 7 days a week besides the bank Holidays. You can also take advantage of the Halifax automatic service 24/7.
- After that, the representative or the customer service staff will guide you through the Halifax Account closing process.
By Post
- You can look for the Halifax Branch location using the branches.halifax.co.uk link or write to Halifax’s account closure team at PO Box 548, Leeds, LS1 1WU.
- Then the company employee will contact you regarding any issues and provide further guidance, to close your Halifax Account.
How to know if your Halifax account is eligible for Closure?
If you want to close your Halifax account online then there are a few things that you should consider in order to close your account.
- The Halifax account balance needs to be less than £5
- You need to have another account at Halifax to transfer the balance before closing.
- It has a variable interest rate.
Now if you want to close a Help to Buy: ISA then you need to have a balance of £15,000 Ullas and a current account within the same brand to transfer your funds.
An ISA closure statement will be emailed to you once the account is closed.
However, you should know that not all accounts that meet the criteria and eligible to close online.
Things You Should Do Before and After Closing Your Halifax Account
Closing the account may not be that difficult but you have to be cautious and informed enough regarding the steps you should follow before and after closing your Halifax Account.
Gather necessary information
While closing your Halifax bank account make sure that there isn’t any pending transaction connected to your bank account.
Check whether there are any fees or penalties you have to pay for closing your account with the Halifax employee and gather the required documents.
Transfer or withdraw funds
Before closing the account move your money to a different account. Besides transferring your money to a different Bank you can withdraw cash or use online transfer.
Ensure that your account has zero balance before closure, or else the Halifax employee will contact you for the available balance at the closing account.
Switching to another Halifax Account
As we know Halifax does provide multiple benefits and advantages. In that case, if you require a different type of service or account then you can contact the Halifax Bank employee for guidance.
This way for being a loyal customer of that Bank the employee and the company will try to make some adjustments and give you the appropriate service you require.
Closing the account
Closing the Halifax account online isn’t that difficult. However, if you are facing issues or it’s hard for you to understand the online process in that case instead of relying on some other person you can easily visit your nearby Halifax bank branch.
They explain your issues and answer all the security questions to the representative to go through the account closure process.
Account Closure Confirmation
After closing your account make sure that you have proper documentation regarding that. Emphasize getting written confirmation on closing your Halifax account.
If you have any doubts clear that with the Halifax representative and discuss the importance of money for any further changes or authorised activities.
Conclusion
As you can see closing the Halifax bank account online isn’t that difficult. However, if you don’t have an additional Halifax account to transfer your money then it’s better to visit your nearby Halifax bank branch.
Besides that, even for any queries or closing account guidance you can visit the Halifax Bank branch or contact their customer service number. Either way, it’s a simple process so you don’t have to worry about anything.
